Your Path to
Financial Freedom
Starts Here
Clear Plan. Strong Credit. Bright Future.
ClearPath Financial Consulting helps you take control of your credit, eliminate negative items, and build a strong financial foundation with personalized guidance every step of the way.
Experience
We Are Your Financial Partners
ClearPath Financial Consulting was founded on a simple belief: everyone deserves a clear path to financial freedom. We combine expert credit knowledge, personalized strategy, and genuine care to help our clients achieve lasting financial health.
Personalized Credit Plans
Every client receives a custom roadmap tailored to their unique financial situation and goals.
Fast, Transparent Results
See real movement on your credit report in as little as 30–45 days with full visibility throughout.
FCRA & CROA Compliant
All our dispute and repair processes follow federal law — protecting you every step of the way.
Our Services
Comprehensive financial consulting services designed to help you build, repair, and maintain excellent credit.
Credit Repair & Disputes
We identify and legally challenge every inaccurate, unverifiable, or outdated item across all three bureaus.
- All 3 bureau disputes
- Collections & charge-offs
- Late payments removed
- Results in 30–45 days
Credit Score Monitoring
Stay informed with real-time alerts and detailed tracking so you know exactly where you stand.
- Real-time score alerts
- Monthly progress reports
- Identity theft monitoring
- All 3 bureaus tracked
Credit Building Programs
Build your credit profile strategically from the ground up with proven tools and expert guidance.
- Secured card strategies
- Tradeline optimization
- Credit mix improvement
- Custom growth roadmap
Debt Settlement
We negotiate directly with creditors to reduce what you owe and get damaging accounts resolved.
- Creditor negotiations
- Pay-for-delete agreements
- Balance reduction
- Account resolution
Business Credit Setup
Establish your EIN credit profile, get listed with Dun & Bradstreet, and unlock business funding.
- EIN credit file setup
- DUNS registration
- Net-30 vendor accounts
- Tier 1–3 credit building
Financial Education & Coaching
One-on-one guidance to help you build lasting financial habits and achieve long-term freedom.
- 1-on-1 coaching sessions
- Budgeting & savings plans
- Homebuying preparation
- Wealth building strategy
What We Can Remove
Our certified consultants dispute and eliminate a wide range of negative items from all three credit bureaus — Equifax, Experian & TransUnion.
Ready to Remove These From Your Report?
Get a free credit analysis today — our team identifies every removable item on your report.
How It Works
Free Consultation
We review your credit reports from all three bureaus and identify every issue holding you back.
Custom Strategy
We build a personalized action plan with a clear timeline, realistic goals, and defined milestones.
Active Dispute
Our experts file disputes and negotiate with creditors, bureaus, and collectors on your behalf.
Track Progress
Monitor your score improvements in real time through your secure client portal.
ClearPath Financial Consulting Pricing
No hidden fees. No surprises. Choose the program that fits your credit situation and financial goals.
Best For: Light collections, inquiries, and minor negative items.
One-Time Program Fee
- Credit Profile Analysis
- Personal Information Review
- Inquiry Challenge Assistance
- Light Collection Challenges
- Credit Education & Building Guidance
- Monthly Progress Updates
Ideal For: Clients with a few negative items who need a simple profile cleanup.
Get StartedNo contracts. Cancel anytime.
Best For: Multiple collections, charge-offs, repossessions, rental debt, and more established negative reporting.
One-Time Program Fee
- Everything in Basic
- Multiple Collection Challenges
- Charge-Off Challenges
- Repossession Challenges
- Rental & Utility Collection Assistance
- Customized Financial Readiness Plan
- Advanced Credit Building Strategy
- Ongoing Account Reviews
Ideal For: Clients with moderate credit challenges looking to strengthen their financial profile.
Get StartedNo contracts. Cancel anytime.
Best For: Child support reporting issues, student loans, extensive negative history, and complex credit profiles.
One-Time Program Fee
- Everything in Gold
- Student Loan Review & Challenge Assistance
- Child Support Reporting Review
- Complex Credit Profile Analysis
- High-Balance Collection Strategy
- Home & Auto Purchase Readiness Planning
- Priority Client Support
Ideal For: Clients with complex credit challenges needing comprehensive, high-level support.
Get StartedNo contracts. Cancel anytime.
💡 Not sure which program is right for you? Book a free 30-minute consultation and we'll assess your credit profile and recommend the best fit.
Book Free Consultation
500+ Clients
Successfully Helped
The ClearPath Difference
Certified & Experienced Team
Our consultants are FCRA-certified with 10+ years of combined experience in credit repair and financial planning.
Proven Track Record
500+ clients served with a 98% satisfaction rate and millions in negative debt successfully removed.
Transparent & Fast Results
Just clear communication and results you can see in 30–45 days.
Full-Service Support
From credit repair to financial education and business credit, we are your one-stop financial partner.
What Our Clients Say
ClearPath helped me remove 6 collections and raised my score by 112 points in just 45 days! I was able to qualify for my first home. This team truly changed my life.
I had no idea where to start with my credit. The team at ClearPath walked me through everything, removed two bankruptcies, and now I'm building business credit. Absolutely amazing!
The financial coaching program was a game changer. I learned how to budget, how credit scoring works, and got a roadmap to build real wealth. ClearPath delivers on every promise.
Free Resources
Empower yourself with expert guides, tools, and articles to help you understand and improve your financial health.
How Credit Scores Are Calculated
Learn the 5 key factors that make up your FICO score and exactly what you can do to improve each one.
Read Guide
Building Business Credit from Scratch
A step-by-step guide to establishing a strong EIN credit profile and accessing business funding.
Read Guide
How to Dispute Errors on Your Credit Report
Understand your rights under the FCRA and learn how to effectively challenge negative items.
Read GuideService FAQ
Most clients see their first results within 30–45 days. Full credit repair can take 3–6 months depending on the complexity of your credit profile and how many items need to be disputed.
Absolutely. The Fair Credit Reporting Act (FCRA) gives consumers the legal right to dispute inaccurate or unverifiable items on their credit report. We operate fully within the law and comply with the Credit Repair Organizations Act (CROA).
We can dispute and often remove late payments, collections, charge-offs, repossessions, bankruptcies, medical bills, hard inquiries, student loan issues, evictions, judgements, and more — as long as they are inaccurate, unverifiable, or violate your rights.
Basic is ideal for clients with a few minor negatives. Gold is best for those with multiple collections, charge-offs, or repossessions. Platinum is designed for complex situations including student loans, child support, and extensive negative histories. Not sure? Book a free consultation and we'll recommend the right fit.
We cannot legally guarantee specific results (no credit repair company can), but our track record speaks for itself — 98% client satisfaction and millions in negative debt removed. We work tirelessly until we've exhausted every legal avenue available.
Yes! Business credit is built on your EIN (Employer Identification Number), completely separate from your personal SSN credit. You can start building business credit regardless of your personal credit score — which is exactly why our Business Credit Setup service is so powerful.